Check It Out: Deposit Accounts with Commercial Bank
Since 1910, Commercial Bank has been the local source for your family’s financial needs. As we’ve grown, we have striven to provide the same superb small town banking experience. We know that the community’s health starts with your financial health. We want to provide you safe and easy solutions that meet you where you are in life, and solutions that help you get where you want to go.
Through the years, we’ve been here for families and businesses all across Morgan County. As banking has changed with the years, we’ve incorporated new digital technologies to enhance your access to your funds, when you need them. Whether you’re a student just starting out, or just moving into town ready to retire, our checking accounts are here to help you manage your financial well-being.
At Commercial Bank, we want you to feel your money is at your fingertips. Our checking accounts give you access to check writing for nearly any transaction you need to conduct. And with digital channels such as Online Banking, Dial-A-Bank and ATM cards, you can manage your transactions at the speed of today’s world. With our long tradition of trust and local knowledge, let us help you get started in organizing your financial future.
Manage Your Money with Our Checking Accounts
Some may call them old-fashioned, but we still believe a checking account is a great way to handle your money and keep track of your finances. Also called Regular Demand Deposit Accounts or REGDDA accounts for short, our checking accounts can have the amenities of digital banking along with the ease and convenience of checks so you can pay, your way.
Regular DDA checking accounts require a minimum $25.00 deposit to open this account. These accounts have a tiered account fee structure, so if your lowest daily balance* for a month is greater than $450.00, your account does not incur an Account Fee. The tier listing is shown below:
| Balance At Least | Balance Less Than | Fee |
| $0.00 | $150.00 | $5.00 |
| $150.00 | $250.00 | $4.50 |
| $250.00 | $350.00 | $3.50 |
| $350.00 | $450.00 | $2.50 |
| $450.00 | $0.00 |
*The fees disclosed above will be charged only once during a statement cycle and apply only to the lowest daily balance in your account in a statement cycle. Additional fees may apply.
Your Finances, Enhanced
Your Regular DDA checking account with Commercial Bank may also be eligible for one of a few different classifications. We offer The Club Checking Accounts, as well as Student Checking and Senior Citizen Checking, each with their own terms and enhancements.
The Club at Commercial Bank
Student Checking
Senior Citizen Checking
Why Choose Us When Opening a New Checking Account?
At Commercial Bank, we know you need a reliable banking partner. We’ve designed our checking accounts to make your life easier so you can handle your cash without a fuss. We’re proud to be a local community bank and we believe our convenient locations and digital solutions make banking with us a breeze.
- Community Emphasis: In every interaction, we want you to know you are more than just a customer; you are a neighbor. We know that when the community does well, we all do well, and our goal is helping everyone thrive.
- Local People, Local Decisions: We’re proud that our business is right in the heart of West Liberty and our decisions are made right here, too. We live in the community with you, which means we understand what you need and can make things happen quickly with that personal touch.
- Classic and Modern Banking, Combined: We aim to implement the latest technology to give you a smooth banking experience, but we are also here in person when you need a helping hand. In person, over the phone, by mail, by email or through the app, dealing with your finances is straightforward and hassle-free with us.
We’ve been here since 1910, so Commercial Bank knows the community inside and out. Together, let’s make managing your finances simple. Start banking with us today and see the difference.