FDIC

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Commercial Bank
search
Online Banking
M

Loans

Lending that’s Local

Commercial Bank has been a trusted source of lending for Morgan County since 1910. Though we’re not as small as we once were, our loan department still works each and every application with a local, personal touch.

The process of obtaining a loan can be daunting, but we want to help you every step of the way. Whether it’s that new car you’ve been eyeing on the dealership lot, that new grill for your backyard get-togethers, or that new tractor to make mowing the fields easier this year, we want to help you achieve your goals and turn those dreams into reality.

When you choose Commercial Bank, you’re choosing more than just a lender. It means you’re getting a partner for your next steps, with you every step of the way. We value a personal touch in banking and understand the importance of your dreams and we are here to help you into your next phase in life.

Lending

Loans for Your Needs

We offer a wide variety of loan to meet you where you are at in life. Our loans are here to help you take that next step towards your successful future. Buying your first car? Wanting to consolidate debt? Needing a line of credit for your business? Planning that dream vacation? Whatever it may be, we want to learn about it and see how we can help. Our loan officers have been helping local people for years find solutions that meet your needs and fits your budget.

Types Of Personal Loans Offered:

Automobile and Boat Loans:

You want to get from point A to point B fast? We have a loan to make it happen, nearly just as fast! Our rates are competitive, and our finance terms are flexible enough to fit your budget.

These are just a few examples:

  • Cars, Trucks, SUVs
  • Boats, Jet Skis
  • RVs, Campers
  • Motorcycles
  • ATVs
Automobile and Boat Loans
NOW Accounts body

Personal Loans/Lines of Credit:

Unexpected bumps in the road may pop up, so when you need financing, we can help. Big or small, we can customize a loan that fits your specific needs with affordable payments.

These are just a few examples:

  • Debt consolidation
  • Vehicle expenses
  • Medical expenses
  • Dream vacation
  • Wedding
  • Unexpected expenses

Unlock Your Financial Potential

Make Your Debt Easier to Handle

If you have a lot of credit card or installment debt, the cycle of payments can feel never ending. We understand the feeling of being stuck and we want to help. Debt consolidation loans from Commercial Bank can be a big help by letting you combine all your different debts into just one monthly payment. This can often mean you pay less interest.

Get Manageable Interest Rates

Typically, credit cards from others may come with a very nice promotional rate. But when the exorbitant interest rates kick in after that initial rate expires, you can get stuck in a debt cycle. Our personal installment loans often have lower interest rates than credit cards, which means you could save money over time.
  • Boost Your Credit Score: Paying off your credit card debt can improve your credit score by lowering your credit use ratio.
  • Less Stress: Putting all your debts together can make your life simpler and your money easier to manage.

Turn Your House into Your Home

You want your home to be a reflection of you, and our loans can help that dream come true. Whether it’s renovating, remodeling or upgrading, let us help you turn your home into a place you and your family love to be.
  • Save Energy: Many modern upgrades can lead to lower energy usage, saving you money on the monthly bills.
  • Improving Value: Making changes and fixing up your house can make it worth more, which can improve your lending potential and resell value.

Have Your Dream Vacation

Though Morgan County is nice, there’s a whole wild world out there to explore. Our loans can give you the funds to help you plan a fantastic get-away that you’ll remember for a lifetime.
  • Flexible Payments: Work with our loan officers to get a payment schedule that works for you.
  • Get Away Today: Some travel deals aren’t around forever. Use our loans to help seize the opportunity now and pay back the loan in parts that fit your budget.

Overcome Setbacks

Life doesn’t always go to plan and sometimes, unexpected things happen. Health emergencies can require addressing right away or car troubles can stop you in your tracks. A personal loan from Commercial Bank can help you weather the storm.
  • Speed Matters: Our loan department works diligently to get your loan quickly from start to finish.
  • Options for Your Situation: Our loan officers offer a variety of loan terms to get you a loan that meets your budget.
  • Here When You Need Us: We have been here helping the community since 1910, so let us see how we can help you.

Build Towards Your Future

We know you future is laying right in front of you, full of big dreams and goals. Having the right funds can help you reach those dreams and achieve those goals faster than you could do it alone. At Commercial Bank, we want to work with you to provide more than loans; we want to offer the financial tools you need to craft the secure future of your dreams. Come into the Bank today and ask to see a loan officer to get started on a loan application for your next step in life.

Loan Officer NMLS Registration Numbers
Jonathan Campbell 1884348
Howard Elam 556614
Brad Lemaster 1827831
Brock Litteral 556616
Randa L. Patrick 1283016
Kathy Woods 951299